Smart-E Loan Program - New Mexico
Affordable financing for 40+ clean energy upgrades.
Low-Interest Financing | Fixed Monthly Payments | No Money Down | Easy Application
The Smart-E Loan can be used for over 40 home energy improvements, from insulation and energy-efficient windows to heat pumps and solar panels.
Save money on energy bills, make your home more comfortable, and invest in your home with one simple loan.
Terms
| Loan Terms* | 5 years | 7 years | 10 years | 12 – 15 – 20 years |
| Maximum Rate** (APR) | 6.49% | 6.99% | 6.99% | 7.49% |
Loan Size & Qualifications*
> Loans of $500 – $50,000
> 1 – 4 unit, owner-occupied residential properties
> Flexible credit scores accepted
* 15- and 20-year terms available. Lender participation may vary. Offered rates, terms, programs, and underwriting policies are subject to change without notice. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Other restrictions, terms, and conditions may apply.
**All rates herein are expressed as an annual percentage rate (APR).
How to Use Smart-E as a Homeowner
Step One: Find a Contractor
Participating Companies:
Energy Concept Corporation/ 617 5th St / Las Vegas, NM 87701 / (505) 454-0614
Services Provided:
- Battery Storage
- Electrical Service
- Electric Vehicle Charging Station
- Generators
- Heat Pumps
- Solar Photovoltaic
- Water Heaters
Photon Rainbow Solar / Serving Santa Fe area / (505) 249-9926
Services Provided:
- Solar Photovoltaic
Sol Luna Solar / PO Box 10 / Dixon, NM 87527 / (505) 455-8875
Services Provided:
- Battery Storage
- Electrical Service
- Electric Vehicle Charging Station
- Solar Photovoltaic
Step two: Find a lender
Participating Lenders
Guadalupe Credit Union / Local: (505) 982-8942 / Toll-free: (800) 540-5382
For Contractors
Explore our Contractor Resources for everything you need to apply to be a Smart-E contractor and offer Smart-E to your customers.
For more information contact us.