Smart-E Loan Program - Arizona

Affordable financing for 40+ clean energy upgrades.

Low-Interest Financing | Fixed Monthly Payments | No Money Down | Easy Application

The Smart-E Loan can be used for over 40 home energy improvements, from insulation and energy-efficient windows to heat pumps and solar panels. 

Save money on energy bills, make your home more comfortable, and invest in your home with one simple loan.

Terms

Loan Terms* 5 years 7 years 10 years 12 – 15 – 20 years 
Maximum Rate** (APR) 6.49% 6.99% 6.99% 7.49% 

Loan Size & Qualifications*

> Loans of $500 – $50,000 

> 1 – 4 unit, owner-occupied residential properties 

> Flexible credit scores accepted 

* 15- and 20-year terms available. Lender participation may vary. Offered rates, terms, programs, and underwriting policies are subject to change without notice.  Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Other restrictions, terms, and conditions may apply. 

**All rates herein are expressed as an annual percentage rate (APR). 

How to Use Smart-E as a Homeowner

Step One: Find a Contractor

Participating Companies:

180 Solar / 30633 W Lynwood St / Buckeye, AZ 85396 / (602) 486-1249

Services Provided:

  • Battery Storage 
  • Electric Vehicle Charging Station 
  • Solar Photovoltaic 
      •  

Arizona Energy Pros / 23021 N. 15th Ave. Ste 107 / Phoenix, AZ 85027 / (602) 836-6900

Services Provided:

  • Electrical Service
  • Electric Vehicle Charging Station 
  • Solar Photovoltaic 
      •  

Canary Solar and Security / 13260 W Foxfire Dr. Suite 11 / Surprise, AZ 85378 / (408) 828-6099

 Services Provided:

  • Smart Home Systems
  • Solar Photovoltaic
      •  

Gonzales Heating & Cooling / 1547 Grand Ave/ Phoenix, AZ  85007 / (602)253-2977

 Services Provided:

  • Air Conditioning Repair, Replacement, and Installation
  • Ductwork
  • Heating Repair, Replacement, and Installation
  • Insulation
      •  

Green Muscle Solar  / 18700 N 107th Ave Ste 16/ Sun City, AZ 85373 / (602) 562-7799

Services Provided:

  • Battery Storage 
  • Electrical Service 
  • Electric Vehicle Charging Station 
  • Solar Photovoltaic 
      •  

Ideal Air Conditioning & Insulation / 4127 E. University Dr. / Phoenix, AZ 85034 / (408) 839-0082

Services Provided:

  • Air Conditioning Repair, Replacement, and Installation
  • Ductwork
  • Energy Audits
  • Heating Repair, Replacement, and Installation
  • Insulation
  • Water Heater Repair, Replacement, and Installation

Saguaro Solar Electric / 136 W. Orion Street, Suite D-6 / Tempe, AZ 85283 / (520) 704-6868

Services Provided:

  • Central A/C
  • Electric Vehicle Charging Station
  • Solar Photovoltaic
      •  

Southwest Electric Contractors / 5750 W Roosevelt St STE 4 / Phoenix, AZ 85043 / (623) 401-8347

Services Provided:

  • Battery Storage
  • Central A/C
  • Electric Vehicle Charging Station
  • Insulation
  • Solar Photovoltaic

Step two: Find a lender

Participating Lenders 

MariSol Federal Credit Union Local: 602-252-6831Toll-free: 1-866-239-8310   

For Contractors

Explore our Contractor Resources for everything you need to apply to be a Smart-E contractor and offer Smart-E to your customers.

For more information contact us.  

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