Smart-E Loan Program - Arizona
Affordable financing for 40+ clean energy upgrades.
Low-Interest Financing | Fixed Monthly Payments | No Money Down | Easy Application
The Smart-E Loan can be used for over 40 home energy improvements, from insulation and energy-efficient windows to heat pumps and solar panels.
Save money on energy bills, make your home more comfortable, and invest in your home with one simple loan.
Terms
| Loan Terms* | 5 years | 7 years | 10 years | 12 – 15 – 20 years |
| Maximum Rate** (APR) | 6.49% | 6.99% | 6.99% | 7.49% |
Loan Size & Qualifications*
> Loans of $500 – $50,000
> 1 – 4 unit, owner-occupied residential properties
> Flexible credit scores accepted
* 15- and 20-year terms available. Lender participation may vary. Offered rates, terms, programs, and underwriting policies are subject to change without notice. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Other restrictions, terms, and conditions may apply.
**All rates herein are expressed as an annual percentage rate (APR).
How to Use Smart-E as a Homeowner
Step One: Find a Contractor
Participating Companies:
180 Solar / 30633 W Lynwood St / Buckeye, AZ 85396 / (602) 486-1249
Services Provided:
- Battery Storage
- Electric Vehicle Charging Station
- Solar Photovoltaic
Arizona Energy Pros / 23021 N. 15th Ave. Ste 107 / Phoenix, AZ 85027 / (602) 836-6900
Services Provided:
- Electrical Service
- Electric Vehicle Charging Station
- Solar Photovoltaic
Canary Solar and Security / 13260 W Foxfire Dr. Suite 11 / Surprise, AZ 85378 / (408) 828-6099
Services Provided:
- Smart Home Systems
- Solar Photovoltaic
Gonzales Heating & Cooling / 1547 Grand Ave/ Phoenix, AZ 85007 / (602)253-2977
Services Provided:
- Air Conditioning Repair, Replacement, and Installation
- Ductwork
- Heating Repair, Replacement, and Installation
- Insulation
Green Muscle Solar / 18700 N 107th Ave Ste 16/ Sun City, AZ 85373 / (602) 562-7799
Services Provided:
- Battery Storage
- Electrical Service
- Electric Vehicle Charging Station
- Solar Photovoltaic
Ideal Air Conditioning & Insulation / 4127 E. University Dr. / Phoenix, AZ 85034 / (408) 839-0082
Services Provided:
- Air Conditioning Repair, Replacement, and Installation
- Ductwork
- Energy Audits
- Heating Repair, Replacement, and Installation
- Insulation
- Water Heater Repair, Replacement, and Installation
Saguaro Solar Electric / 136 W. Orion Street, Suite D-6 / Tempe, AZ 85283 / (520) 704-6868
Services Provided:
- Central A/C
- Electric Vehicle Charging Station
- Solar Photovoltaic
Southwest Electric Contractors / 5750 W Roosevelt St STE 4 / Phoenix, AZ 85043 / (623) 401-8347
Services Provided:
- Battery Storage
- Central A/C
- Electric Vehicle Charging Station
- Insulation
- Solar Photovoltaic
Step two: Find a lender
Participating Lenders
MariSol Federal Credit Union Local: 602-252-6831 / Toll-free: 1-866-239-8310
For Contractors
Explore our Contractor Resources for everything you need to apply to be a Smart-E contractor and offer Smart-E to your customers.
For more information contact us.