Catalyst Construction & Term Loan
Finance & implement clean energy & resiliency improvements.
Catalyst Provides Flexible Financing That Works
The Catalyst Construction & Term Loan finances sustainable building solutions for mid-cycle properties, including affordable and market-rate multifamily housing, nonprofit-owned, and municipal buildings. Catalyst offers alternatively secured, flexible financing and is designed for properties that have restrictions on adding new debt.
Save money, enhance health and safety, improve resilience, and meet local building performance requirements with this affordable loan.
Catalyst will also fund the remediation of health and safety issues that must be addressed before implementing energy and resiliency measures.
Affordable and market-rate multifamily properties with five or more units | Co-ops condominiums, and rental properties, including mixed-use | Nonprofit-owned and municipal buildings
Maximize Savings with Catalyst Loans: Seamlessly Integrate Financing and Leverage Incentives
Catalyst Loans are alternatively secured and designed to work seamlessly with existing mortgages and other restrictions on adding new debt.
Experience the benefits of partially, or even fully, repaying your loan through energy and operating cost savings generated by your improvements. Projected clean energy savings typically include decreased electric, heating, cooling, water use, operations, maintenance, and insurance costs.
Improve your Building with a Comprehensive Set of Energy, Resiliency, and Health & Safety Measures
- Solar PV and other renewable energy systems
- Heat pumps and other efficient heating, cooling, and hot water systems
- Insulation, weatherization, and other building envelope improvements
- Remediating mold, asbestos, or radon when necessary for weatherization
- Roof replacement, electrical rewiring, or other repairs needed for building electrification or solar
- Building management systems and equipment controls
- Converting from oil to electric
- Energy storage solutions
- On-site electric vehicle charging stations
- Work required to achieve certification of high-performance building standards such as Enterprise Green Communities, LEED, Passive House, and others
- Others, as qualified by IPC and subject to underwriting
Bridge financing for utility incentives is not currently available.
Catalyst Offers Flexible Terms
- Competitive Rates*: Rates will vary by loan term, affordability, and credit quality
- Loan Term*: Up to 20 years
- Fee: 3% closing fee covering standard closing and legal costs
- Prepayment Penalty: May apply in some cases
*All terms, including rates, are subject to change. Products and services may not be available in all areas. All Loans are subject to credit approval and additional requirements will apply. This is not an offer to enter into a loan agreement. If approved, your terms may vary based upon your specific situation. Rates, fees, and other terms subject to change without notice.
Start Your Journey to a Better Building with Catalyst
Take the first step toward a sustainable future and invest in energy and resiliency improvements for your property with the Catalyst Loan. Discover the benefits of modern, cost-effective, efficient, and resilient solutions today.
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Application Checklist
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Term Sheet
Start Your Journey to a Better Building with Catalyst
Take the first step toward a sustainable future and invest in energy and resiliency improvements for your property with the Catalyst Loan. Discover the benefits of modern, cost-effective, efficient, and resilient solutions today.
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Our Smart-E Loans make it easier for homeowners to afford clean energy upgrades